FHA loans can be used to finance manufactured homes — but not just any will qualify. The property has to meet certain standards before the loan gets approved. These rules cover things like the home’s construction date, how it’s placed, its foundation, and its condition. Some of these requirements are basic. Others can trip you […]
Thinking about using an FHA loan to buy a house in California? Before you start the process, it’s important to check the FHA loan limits in California for 2025. These limits decide how much money you can borrow through the FHA program. They’re not the same everywhere. The number depends on where the home is […]
Getting a loan for a manufactured home can feel tricky — especially if you don’t own the land where it’s going to sit. The good news? You don’t have to. With an FHA Title 1 loan, it’s possible to finance a manufactured home even if you’re leasing the lot. This loan is insured by the […]
Buying a home sounds exciting until you hit the part where you need a loan. And if you’re hearing about FHA loans for the first time, it’s totally normal to feel lost. So, let’s make it easy. We’re breaking down the 13 FHA FAQ’s that people are always searching for, in a way that actually […]
Thinking about using an FHA loan to buy a home in California? Good move — they’re popular for a reason. Lower down payments, easier credit rules, and government backing make them a solid option. But there are conditions you’ve got to meet. Let’s go through them. Credit Score Stuff Your credit score decides what kind […]
Most FHA borrowers know they have to pay mortgage insurance. What surprises many is that some of it doesn’t stay gone forever. If you refinance into another FHA loan soon enough, part of your upfront Mortgage Insurance Premium (MIP) comes back as a credit. The size of that credit depends on where you fall on […]
If you are active in real estate, you’ve probably heard of the 1031 exchange Florida. It’s a tool that lets you sell an investment property and buy another without paying capital gains tax right away. Many investors use it to keep their money working instead of losing a large portion to taxes. But one detail […]
Considering trading with co-owners? You can—if you play by the rules. If you own property in Tenants in Common (TIC) status, you’ve got a unique chance to tap into the tax-deferred advantages of a 1031 exchange California. The catch? Figuring out how to play within rules of the IRS and co-owner agreements without triggering a […]
The 1031 exchange lets you sell one investment property and use the proceeds to buy a new one. You can use this method to add diversity to your portfolio, enter a new market, or invest in a new location. However, you need to hold on to this newly purchased property for a while, which brings […]
Need cash but don’t want to mess with your current mortgage? You’re not alone. Many homeowners want to tap into their home equity but avoid the hassle of refinancing. Maybe your current interest rate is great. Maybe you just don’t want to restart the loan process or deal with all the paperwork. The good news? […]