Expert Mortgage Solutions in San Diego
Helping you secure the best rates and personalized loans for your dream home.
Helping you secure the best rates and personalized loans for your dream home.

Expert Mortgage Solutions in San Diego
Helping you secure the best rates and personalized loans for your dream home.








When it comes to finding the best mortgage broker in San Diego, CA, ALT Financial is your trusted partner. Our expert team is dedicated to helping homebuyers and homeowners secure the best possible mortgage solutions tailored to their specific needs. Whether you’re a First-Time Home Buyer, looking to refinance your current loan, or seeking a Full-Service Mortgage Broker, we are here to guide you every step of the way.
As a top San Diego mortgage broker, we offer personalized services and work with a wide network of lenders to ensure you get the most competitive rates and loan options available.

At ALT Financial, we offer customized mortgage options to help you buy your dream home in San Diego. Our loan products include 30-Year Fixed, 15-Year Fixed, FHA, VA, and Jumbo Loans, ensuring you have the flexibility and financing you need.
Looking to lower your mortgage payments or access your home equity? As a top refinance broker, we help you find the best refinancing options, whether you’re looking to reduce your rate or shorten your loan term.

For those looking for Sharia-compliant financing, we offer Halal Home Loans with ethical, interest-free solutions for homebuyers in San Diego.

For business owners and property investors, our commercial loan services provide flexible financing options to purchase or refinance commercial properties.

Designed for military service members and veterans, our VA Loans offer no down payment and lower interest rates, making home ownership more affordable.

Perfect for First-Time Home Buyers and those with lower credit scores, FHA Loans provide low down payment options and easier qualification requirements.

For high-value properties, we offer Jumbo Loans with competitive rates and tailored terms for homes that exceed conventional loan limits.

We provide financing options for buyers looking to invest in multifamily properties, ensuring they secure favorable loan terms to maximize their investment.

At ALT Financial, we go beyond just finding you a loan. Here’s why homebuyers and investors choose us:
At ALT Financial, we prioritize making the mortgage process simple and stress-free for our clients. Here’s how we guide you every step of the way:
Initial Consultation:
We begin by discussing your financial goals and real estate plans, ensuring we understand your needs.
Pre-Approval Process:
Our team helps you get pre-approved, boosting your purchasing power in San Diego’s competitive market.
Loan Matching:
We work with various lenders to find the best loan options and interest rates tailored to your circumstances.
Streamlined Processing:
We guide you through the paperwork and coordinate with lenders to keep the process on track.
Closing Assistance:
Our experts ensure a timely closing, making your home purchase or refinance smooth and stress-free.
When seeking a mortgage in San Diego, avoiding these key mistakes can help you get the best deal:
Skipping Pre-Approval:
Pre-approval gives you a clear picture of your budget and strengthens your offers when purchasing a home.
Taking on New Debt:
Avoid acquiring new debt before your mortgage closes, as it can affect your credit score and loan approval.
Failing to Compare Loan Options:
Don’t settle on the first offer. Explore different loan types and rates with the help of your mortgage broker.
Overlooking Additional Costs:
Remember to account for property taxes, homeowners insurance, and closing costs when budgeting for your home.
Not Locking in Your Interest Rate:
Mortgage rates can fluctuate. Locking in your interest rate ensures that you won’t be affected by market changes before closing.
At ALT Financial, we understand the importance of clear communication during the mortgage process. Our team includes experienced English and Arabic-speaking loan officers who are ready to guide you through every step of securing your Halal Home Loan.
Reach out to us today, and let our team of experts guide you through the mortgage process.
